Our experienced team of bilingual professionals is ready to help with any insurance questions or needs. Please call, text, or email us; we are glad to protect you and your family. We are always available, so feel free to reach out at any time.

We aim to deliver exceptional customer service for all insurance needs. Since 2018, our agency has earned recognition from the Ventura County Star for strong service. We provide all types of coverage, including auto, commercial vehicles, life, and health insurance. State Farm now offers pet insurance for cats and dogs in California. Let us help you secure coverage for your furry family members. We also assist with relocation across Ventura County, including Oxnard, Ventura, Camarillo, Port Hueneme, Point Mugu, Newbury Park, Moorpark, Simi Valley, Thousand Oaks, and Westlake Village.

Ray, a Ventura County resident since 1972, brings a varied background. He attended Santa Clara High School and completed his engineering core at Ventura College. His studies continued at UC Santa Barbara, where he earned a bachelor of science in electrical and computer engineering. He also owned and operated Crossover Cellular in Ventura. Ray has belonged to BNI since 2003 and has served as BNI executive director since 2019. Before becoming an insurance agent, he worked as a branch manager at a local bank.

Frequently Asked Questions (FAQs):

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Have questions? Ray in Oxnard can walk you through your options.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. Ray works with Oxnard residents to find coverage that fits.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Connect with Ray for insurance guidance in Oxnard.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. In Oxnard, you can count on Ray for personalized service.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Ray serves Oxnard, CA and is happy to help with your insurance needs.